Janet Bogard: S.A.F.E. Planning has been such a blessing to our family for many years. From our initial planning meeting in 2017 until now, after the recent passing of our last dear parent, they have been with us every step of the way. We would never have made it through the Medicaid process without the incredible help and wisdom of Ric Cochran and Heather Trent. Heather is a real jewel! She spent many hours dealing with Daddys Medicaid application and then his renewal. She was so patient, prompt, and thorough. Her competency paid off. We appreciate Ric and Heather so very much. God bless each of you!