Merchants & Farmers Bank - Leesville Jennifer Rulon: DO NOT BANK WITH M&F - WHEN YOU GO THRU HARD TIMES THEY TREAT YOU HORRIBLE. THEY RETURN CHECKS BEFORE THE 10:30AM CUT OFF AND SAY THEY CAN DO WHAT THEY WANT, WHEN THEY WANT, AND HOW THEY WANT AND WE CANT DO ANYTHING ABOUT IT. IF YOU GET INTO A DISAGREEMENT WITH (STEPHANIE) THEM, THEY COMPLETELY CLOSE ALL YOUR ACCOUNTS, CASH THEM OUT INTO A CASHIERS CHECK, TELL YOU THEY WILL GIVE YOU YOUR MONEY AT THEIR EARLIEST CONVENIENCE AND WISH YOU LUCK ON THE CHECKS OUT FOR PAYMENT.