5 /5 Amy Kennedy: Finding a guaranteed $5,000 loan with bad credit was a challenge until I came across this company. The approval process was straightforward, and the funds were in my account within two days. Karen was incredibly helpful, answering all my questions and ensuring I was comfortable with the repayment schedule. The fees were higher than I hoped, but the service was professional and transparent. This loan helped me catch up on overdue bills, and I’m grateful for their assistance.